FCA-authorised partners
Payment services delivered through FCA-regulated e-money and payment partners, so your funds sit inside a regulated framework end to end.
Trusted Global Payments
Navigating International Payments, Together.
A specialist foreign exchange account for one-off transfers and recurring global payments, at bank-beating rates with a dedicated human dealer.
Your goals, our expertise
Foreign exchange, re-imagined for the way you do business
At Rainstone FX we pair institutional market access with a boutique client service. Whether you're a fast-growing SME, a family office or a private individual purchasing a home abroad, our dealers translate currency volatility into commercial opportunity.
- Market-leading exchange rates with no hidden fees
- Same-day settlements on major currency pairs
- FCA-safeguarded client funds via trusted partners
- Tailored FX solutions for businesses and private clients
Products and services
A complete FX toolkit, from one-off transfers to multi-year hedging
Spot contracts
Buy now, pay now. Lock in a live exchange rate and receive same-day or next-day delivery for most major currencies.
Read moreForward contracts
Fix today's exchange rate for settlement up to 12 months ahead. Protect your margins from currency volatility.
Read moreMarket orders
Set a target rate or a protective floor and let the market come to you. Our desk monitors the major pairs around the clock.
Read moreMultiple currency account
Send and receive in over 35+ currencies via single settlement IBAN. Lower costs. Faster transactions.
Read moreInternational payments
Fast, secure cross-border payments via the most efficient corridor for every transaction.
Read moreCurrency risk management
We help you understand how exchange rates could affect your business and put simple plans in place to reduce uncertainty.
Read more
Why Rainstone
Six reasons clients stay with us for the long run
Better-than-bank rates
Competitive exchange rates. We quote the rate you trade at, with no hidden fees.
Named dealer
A dedicated human specialist on every trade. No call centres, no scripts, no being passed around.
Same-day settlement
Most major currencies delivered in hours, not days. Cut-offs and corridor information available on request.
Segregated funds
Client money safeguarded in tier-1 UK banks, fully separated from company assets per FCA safeguarding rules.
Global reach, around the clock
Pay into 150+ countries across 50+ currencies, with 24/7 online trading access.
How it works
From application to settlement in four simple steps
01
Open an account
Complete our 10-minute online application. We'll verify your ID and set up your named account.
02
Speak to a dealer
Your dedicated dealer learns your requirements and recommends the right product mix.
03
Book your trade
Agree your rate by phone or platform. We issue a written confirmation immediately.
04
Funds delivered
Send your funds to our safeguarded account and we settle in-country, often same-day.
Ready to take the cost out of currency?
Speak to a dealer for a no-obligation quote. We typically respond within one business hour.